Archive for August, 2011

How do I get a home loan?

secure loan apartment
Last year my credit was challenged in such a way that I could not get a home loan. I was default on a student loan, I had two car repos in 2003 & 2004. My credit was horrible. I am on the road to recovery. I make a decent salary (six figures), I pay my bills on time, yet, I still cannot get a home loan. I’m sick of living in an apartment. What must I do to secure a home loan in this perilous mortgage market?

Passive Income
rent back

My friends son-in-law had his parents coming to visit him from California to Illinois. They were stranded in Wyoming and told the car cost too much to fix. so he drove in a rented vehicle from Illinois to Wyoming to pick them up and bring them to Illinois. How much do you think it cost to rent this mini van for a couple of days? I think he should take them back to California. What do you think?
To be exact, it is 1020 miles each way. I personally could not believe they plan to bring them back to Illinois for a mere 6 days.

Sell House Quick

Fresh Prince of Bel Air apartment repair episode?

apartment repair

Does anyone know the name of the Fresh prince episode where Will, Carlton, and I think uncle Phil have to repair an apartment for Jazz or something like that?

Their was a line in there when carlton is talking about the carpenters and Will sarcastically leads him on.

I have to see that episode again

Rent Back

Help! Frigging taxes. :o( UK?

rent flat uk

Hi
I got my p60 this morning and it says i’ve paid £250.60 since starting at my current job in august last year. I work part time, 15 hours a week at £7.60. And i get paid on the last day of every month. So always 30th or 31st on a tues, thurs what ever it lands on. I earn under the limit for being taxed on wages and shouldn’t have been taxed in the first place.

I’m going to claim it back, but don’t know what form i’m looking for?
I can do it online which i was gonna do (but if i really have too i guess i’m gonna have to find my nearest HM R&C office) but there are so many to choose from.
Is it a self assessment form? I typed ‘tax return’ and ‘tax rebate’ in search box and am so confused about the whole thing! There are so many forms!

Please help!!

Also i used to work full time in a few different places 40 hours a week and more and i have never had a rebate. Should i have had one by now?

I’m 22 been working since i was 12, had two part time jobs through college and went full time in may 2003. Only went part time at my current job which i started in august last year. I rent a flat and live wv my bf who works full time. We have no kids. We don’t claim any benefits. Dunno whether any of this makes a difference!

Thank u for any help/advice in advance

Rent Back Fast

mortgage for property by rail track?

flat mortgage

does the fact that the house is next to rail track affect chances of getting mortgage for it? it’s a new built block of flats in london.

Repossession
rent flat

Reason is the flat i rent is ground floor and i can hear every single thing my neighbour does from running a bath to snoring but mostly walking around, as a carpenter i know for a fact theres no insulation believe me!

Quick Property Sale
rent back

I let him move in under the condition that he have a job and pay half - 8 months later (my fault) no job, no rent. I dump him, and demand he pay me back what he owes but now hes saying there is no way I can make him.

I have people willing to sign a form saying he lived with me, and I keep copies of all my bills.

Do I have a solid case?

Rent Back


My bf is in debt. We’ve been together 6 yrs. He pays child support for 2 kids which will be done in 3 more yrs. He’s got a court loan for about $6,000 and a credit card bal. of $4200. He doesn’t make good financial decisions, he just bought a Harley for $3000 because “it was a good deal.” He keeps saying after his support is done he’ll have more money. His mother has money and he says after his support is done she’s going to give him part of his inheritence. He and I both currently rent. I’m really getting tired of the apartment life. I don’t feel comfortable buying a house with all of my money, having him move in along with all of his kids stuff. Does this mean I’m selfish? I don’t feel I should pay part of his bills from him previous marriage. He’s getting eatin up w/monthly interest. I love him, but really wondering where I’m going to be w/him down the road. Help..

Repossession

is renting a flat better then mortgage hassle ?

flat mortgage

it seems that it is cheaper and more flexinle to rent then buy on credit. if u dont plan children, u r better off renting for ever, right ?

Real Estate Professionals

prorated rent during apartment fire repairs?

apartment repair

We had a grease fire in our kitchen that only damaged the kitchen, however there was a lot of smoke. The landlord asked us to move out during repairs. After a couple days we were notified that we have to move ALL of our belongings out of the apartment so they can replace the carpet and paint the walls and ceilings of the entire apartment. This seemed excessive to me but they said the insurance company said it was necessary. Also they are claiming that the insurance company may not be covering all these repairs which would make us responsible. My question is: During those 2+ weeks it will take to do these repairs when we are not able to stay in the apartment, what does California law say about getting a refund/prorated rent?

Sell House Quick