Comments on: How to go about getting a mortgage?

By: birdman

birdman — Fri, 27 Mar 2009 23:08:12 +0000

talk to all the banks and building societies in your area and get as info as possible and then go to an independent broker who will get you the best deal by far. my broker got me double what the banks offered and at a better rate too. you can’t have enough information. so research and study as much as you can.

By: vikki_ricketts

vikki_ricketts — Wed, 25 Mar 2009 14:41:52 +0000

speak to an independent mortgage advisor. i was in exactly the same position. the main problem we encountered was the job situation. a lot of companies look for a proven secure work history, sometimes 12 months. however we got a mortgage with few problems even though I’m a contractor. There are plenty of mortgage calculators on the net to get an idea of how much you can borrow, which allows you to see if there are affordable houses in your area. Make sure you get a mortgage advisor who is on commission rather than one that charges a fee. good luck

By: mia170107

mia170107 — Wed, 25 Mar 2009 08:20:44 +0000

Hi i work for an independant mortgage broker with acces to the whole market if you would like a quote or some advise email me on

By: Jim

Jim — Tue, 24 Mar 2009 12:34:12 +0000

Give you facts and figures to Bank /Mortgage Adviser

By: Scobill

Scobill — Sun, 22 Mar 2009 12:04:24 +0000

A good place to start is visiting a couple of your local high street banks and discuss your options .
Most will give you an offer of mortgage so long as you can have your employment guaranteed as permanent.
It is always best to discuss these things face to face with someone who knows what they are talking about. You are under no obligation to accept any offer.
They would no doubt make it clear to you that any offer would be subject to the property being suitable , and you may not get 100% being first time buyers.

By: Doreen

Doreen — Sat, 21 Mar 2009 18:05:32 +0000

If this is the only place you have for advice i’d suggest you do through somewhere like first mortgage (on the net too). At least then you have someone to sue if things don’t go right! I was lucky enough that my family had plenty experience and one member worked for a bank dealing with mortgages so knew what to look out for and I used a solicitor my family has used over 6 times now. All the best and it is a great step for you both x

By: Web G

Web G — Fri, 20 Mar 2009 09:24:45 +0000

Here’s a great site learn more about mortgages: