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flat mortgage
in eastern europe property prices were up 150% over last 2 years (after joining EU). People take 30-40 year mortgages to buy, but can barely afford a studio flat. And I mean people who are well educated and earning well. And mortgage interest rate is very low now. What will happen now ?

Rent Back Fast
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And are UK resisdents able to use Euro or US mortgages for homes in the UK? If so, are they worth considering?

Sell and Rent Back
flat mortgage

I have the mortgage sorted pretty much but I need a solicitor and I am wondering about how much the extra fee’s will cost?

Passive Income
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Do you think it is a bad time to buy?

Sell and Rent Back
flat mortgage

I’m currently just over 1 year into a 3 year mortgage, I’m panicking as my job isn’t looking as secure as it did! what are the options with mortgages? is there such a thing as payment holidays for people made redundant? if there’s nothing anyone want a one bedroom flat? haha
I should have added that I’m staying in the UK! dunno if we’re different

Passive Income
flat mortgage

I don’t buy the idea that we are in a financial crisis because people used their home equity to fund inappropriate spending. I think that people took out second mortgages to pay for their kids’ overpriced college education, to pay off credit card debt accumulated as a result of job losses or health problems, etc. Many of these people simply would have gone bankrupt if the run up in housing prices had not given them lots of paper equity.

In short, I think the middle class is being scapegoated. People I know aren’t trying to keep up with the Joneses, they’re just trying to survive in a poor jobs market brought on by globalization.

Please share your thoughts, not parroting what you hear in the media, but actually sharing stories from your own life or people you know. Thanks.

Sell and Rent Back

how to sell my flat and buy a house?

flat mortgage

I own 50% of a one bedroom ground floor flat - the other half is owned by a housing association. I would like to to sell my half and buy a new home. Do i have to reapply for a mortgage like I did in the very beginning - what is the process.

p.s i was thinking of purchasing the other 50% and selling the flat as whole.

Real Estate Professionals

flat mortgage

I am considering buying a quarter share in an Edinburgh (UK) flat. It has 3 bedrooms and I want to know if I can move into one and rent out the other two. This would help pay the mortgage and help me pay towards a bigger share in the property. I don’t know whether I should tell the housing association (who own the other 75%) about the tenants or should I just rent privately? Would they allow me to rent out rooms?

Quick House Sale
flat mortgage

I am struggling financially and he earns earns twice as I do and clearly does not need my money. What shall I make of that? I would be more than happy to share all costs but paying 400 when he pays 150? Is that fair?

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How to go about getting a mortgage?

flat mortgage

My partner and I have rented flats/houses for about 6 years now and have decided it is time to try and get onto the property ladder. We graduated 2 years ago, and after working for various temping jobs (whilst chasing the dream), have now spent about 6months in full-time permenant jobs. Our combined income is about £33000. I don’t really know much about mortgages - any advise ??
I forgot to say that we live in England

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